Very few. Of the 30 bank and card apps we checked, 4 say their iPhone app has a Home Screen widget that shows your balance: Capital One, Chime, USAA and Synchrony Bank. We found no widget for the other 26, including Chase, Bank of America, Wells Fargo, Citi, U.S. Bank and Ally. None of the 30 says it has a Lock Screen widget.

If your bank is on the second list, the last section covers what you can do instead.

Bank apps with a balance widget

Each of these banks describes a widget on its own website or in its App Store listing. None of them mentions a Lock Screen version, so that column says Not confirmed; if you know otherwise, tell us and we'll check.

Each widget shows accounts at that one bank only. If you bank in more than one place, you'd need one widget per bank, and only if every bank offers one.

Bank apps with no widget

For these banks, neither the current App Store listing (description and latest release notes) nor the bank's mobile-app help page mentions a widget. A bank can add one at any time, and an app can have a feature its listing doesn't describe, so treat this as what the banks say today, not as proof. U.S. Bank's help center once described a balance widget, but that page no longer exists and the current listing doesn't mention one.

No widget from your bank? What to do instead

Use a widget app that connects to your bank through Plaid. Plaid works with most US and Canadian banks, so one widget app can show balances from all of them.

Above Water is one of those apps, and it does nothing else. Connect your banks through Plaid, then place a widget on your Home Screen or Lock Screen: one account, several added together, or a list with a net total. You can round or hide the figure, so a Lock Screen balance tells a passer-by nothing. There is no budget to set up. Get it on the App Store, or read how it works.

Budgeting apps can do this too, though several don't have a balance widget. See the widget comparison, and for the Lock Screen, how to see your bank balance on the iPhone Lock Screen.

How we checked

On 9 November 2026 we read each app's US App Store listing, including the release notes for its current version, and searched it for widgets. Where the bank publishes a mobile-app help page, we searched that too. A bank counts as having a widget only if its own website or listing says so. Every row links to what we read. We don't count third-party articles or reviews.

We are not affiliated with any of these banks. Bank names are trademarks of their owners and appear here only to describe their apps.

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